You submitted your tax returns but needed help paying the due amount. It's easy to think, "I'll handle it next year." Suddenly, you need to catch up by several years and then comes a notice from the IRS claiming you owe three or four times the original amount.

It's astonishing how quickly tax penalties and interest accumulate. Now, you face a decision: you can either settle the total amount now, including the interest and penalties or continue to ignore the growing debt as penalties and interest further increase.